I just want to share an experience I had last week when I had troubles in withdrawing my cash from ATMs here in Panabo City. It lasted for a week and I was so thankful that my coin savings were able to sustain my expenses ^_^
I started saving 1-peso, 5-peso and 10-peso coins in 2019 when I got a job here in the city. Since I am staying in a boarding house, I am the one spending for everything every single day, unlike when I was staying at home, in the province with my parents.
Every peso counts.
That is why I started saving them in a container, one for each coin value.
Last 2021, I was able to save 460 pesos with it. Yes, it is not that much, but last week, it was a life-saver for me hahaha!
Since I am always going to school even with WFH schedules because of the demands of my job, I need to spend for my fare and meals.
Luckily, last week, my lunches and snacks were saved by a one-week activity at school with meal sponsorships (Yey! So blessed).
But the fare was not exempted. With the 45 – 60 pesos per day fare, my savings were able to SAVE me for a week. Indeed, it was a blessing because I was not able to borrow money from my siblings and workmates.
I am just so proud of myself hahaha
In a bigger picture, savings can really SAVE us in times of great financial need. That is the reason why I am also working on my emergency funds.
Though I still spoil myself with things and foods I want to have, I always make sure that I am SAVING chunks of my income for my future.
I always feel responsible whenever there are emergency expenses that I can offer some help, especially with family-related expenses.
Not to mention, but yeah, I am single and I am 33, thus, I don’t have much reasons not to save though my salary is still 5 figures…
This post is actually brought to you by how proud I am of becoming more responsible about my finances. I hope I can maintain ahahahaha and I’ll work harder to SAVE MORE!